unnamedTracey van Putten understands that a house is more than a home. Real Estate is one of the biggest investment opportunities available to you today. As a Mortgage Advisor, Tracey performs a comprehensive analysis of YOUR family’s overall financial picture – in order to provide Residential Purchase and Refinance Loans that fit both your short and long term Financial and Wealth Management Strategies.

Tracey van Putten has a BA in Psychology and a Certificate in Business Administration from UCLA. With over 25 years experience in Banking and Real Estate Lending, Tracey has additional education, training  and certifications in:  First Time Home Buyer Programs, Grants and Income Tax credit programs, Cal Vet  & VA Lending, PERS & STRS lending, Mortgage Planning, Reverse Mortgages, Cal HFA and CHDAP programs, FHA loan programs, Construction & Rehab loans. Tracey is also an active member of multiple professional and community organizations including:  the California Association of Mortgage Professionals, the National Association of Mortgage Brokers, Poway Real Estate Professionals, Toastmasters and the Rancho Bernardo Business Association and Rancho Bernardo Sunrise Rotary.

Whether you are looking to purchase or refinance, are a first Time Home Buyer or adding to your portfolio, ready now or preparing for the future, Tracey has the Lending expertise and integrity to guide you through this process.

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