Michele Arnold’s Journey into Acupuncture
Michele Arnold’s Journey into Acupuncture Michele Arnold’s Journey into Acupuncture: From Biology to Traditional Chinese Medicine At a recent North County Referrals meeting, Michele Arnold, licensed acupuncturist in San Diego, shared the fascinating and often surprising story of how she found her calling in Traditional Chinese Medicine. Michele began her academic path in biology, earning […]
“Zero-Zone” Defensible Space Requirements
Understanding California’s New “Zero-Zone” Defensible Space Requirements By Fred Rault, Goosehead Insurance Wildfire risk is no longer a distant concern in Southern California, it’s a day-to-day reality that is reshaping how homes are built, landscaped, insured, and even renewed. During a recent North County Referrals meeting, Fred Rault of Goosehead Insurance shared critical insights into […]
Grieving in Transition
Grieving and Transition Afrikaners & Other Racial Minorities from South Africa to the USA · Jonathan Michael Biddlecombe Grieving and Transition Nearly 30 years ago, in 1997, my wife, our two young children, and I left Cape Town and moved to Dallas, USA. We arrived as students, but this move had been carefully planned long before our departure. […]
How do you feel?
Enriching “Feeling” Literacy Glad happy excited hopeful joyful satisfied delightful encouraged grateful confident inspired relieved touched proud Sad lonely heavy troubled helpless gloomy grief overwhelmed distant despomdent discouraged distressed dismayed disheatened. Mad angry aggravated exasperated irritated agitated furious enraged infuriated hostile bitter pessinistic resentful disgusted Tired exhausted fatigued inert lethargic indifferent listless weary overwhelmed fidgety […]
Your Feelings, Your Power
Your Feelings, Your Power By Robert Meeks, Holistic Health Practitioner For the North County Referrals Network Group In our everyday conversations, at work, at home, and even with the best of intentions, we often give away something incredibly important: ownership of our feelings. You’ve probably heard phrases like “You made me feel…” or “I shouldn’t […]
Legal update 2026
Legal Update by Steve Schulman January 9, 2026 In a wide-ranging and engaging presentation, the Steve reflected on a career shaped by change, community involvement, and a close eye on California’s evolving laws. The presentation began with a personal professional journey. After working in insurance defense law, he described how widespread industry shifts—insurance companies moving […]
Ban on Institutional Investors
A ban on institutional investors: January 9, 2026 Trump took to Truth Social earlier today, announcing his intention to prohibit certain investors from scooping up single-family properties. Read the full story on https://www.realestatenews.com/2026/01/07/trump-taking-steps-to-ban-corporate-home-purchases “… 32 institutional investors collectively owned 446,000 single-family homes in 2021. A decade earlier, no one investor owned more than 1,000 single-family properties. Even with […]
Can HOA Board members get together socially?
Can more than 3 board members get together socially? Yes, more than three HOA board members can get together socially, but they must be cautious not to discuss association business in a way that could be considered a board meeting under the Davis-Stirling Act. Key Points to Consider: Quorum Rule – If a majority of […]
Insurance Talk with Fred Rault, Goosehead Insurance
Insurance Talk with Fred Rault Goosehead Insurance 1. State Approval for Rate Increases• Many admitted insurance carriers in California have recently been approved to raise rates.• These increases allow them to take on more business again, after years of pulling back.• Previously, many stopped writing new policies entirely (since around 2020), while a few carriers […]
Buying an investment property
Buying an Investment Property Buying an Investment Property Thinking about buying a second home but not sure what to do with your first one? Instead of selling, consider turning it into a rental property and generating passive income! Our latest blog post explores the financial benefits, key considerations, and essential steps to successfully rent out […]
California Rental Laws – 2025 Legal Update
Property Management Rental Laws – 2025 Legal Update Tenant credit reporting – AB 2747 This new law gives tenants the opportunity to build their credit scores by allowing them the option of reporting their rent payments to a credit reporting agency. Landlords are now required to report the payments for tenants who opt in but are […]
Absentee ownership
What are the Benefits of Property Management for Your Second Home Who looks after your stuff when you can’t? Being the owner of a second home brings a lot of pleasure comfort but also hassle. Taking care of the maintenance and admin, especially from a distance, is not really what you want to be doing. […]
Vote No on Prop 33 – Nov 5, 2024 — Rent Control
Nov 5, 2024 — Cities would be allowed to control rents on any type of housing – including single-family homes and new apartments, and for new tenants I would argue that landlords in California should vote “No” on Proposition 33 for several reasons: Potential Loss of Property Control: Proposition 33 could introduce more stringent rent control measures, […]
Dr. Michele’s Tips and Tricks to Staying Healthy
Finding Relief: The Benefits of Acupuncture for Treating Chronic Pain According to a study published in 2023, approximately 51 million people in the United States suffer from chronic pain, with about 17 million of those suffering from high-impact chronic pain. Those who suffer from chronic pain find their lives altered in difficult ways. The search for […]
Is Real Estate Still the Best Long Term Investment?
In a constantly changing financial landscape, many people are asking the same question: Is real estate still the best long-term investment? While market fluctuations can make it difficult to predict short-term gains, real estate continues to stand strong as a solid, long-term investment. The attached article from Boulder Home Source delves into why property investments […]
The Benefits of Sending a Substitute to Your Network Referral Breakfast Meeting
Life happens, and there may be mornings when attending your regular business network referral breakfast meeting isn’t possible. Whether it’s a business obligation, personal emergency, or simply being out of town, missing a meeting doesn’t have to mean losing out on valuable connections and opportunities. One of the smartest strategies for staying engaged is sending […]
Taking care of Maintenance
One of the most significant concerns for property owners is ensuring that their investments are well-maintained and that any repairs are handled promptly. Preventive maintenance is key to preserving the value of your property and avoiding costly repairs down the line. Regularly scheduled inspections and upkeep tasks ensure that your property remains in top condition […]
Build Strong Relationships and Grow Your Business with North County Referrals
In today’s fast-paced business world, relationships are the cornerstone of success. Whether you’re a seasoned entrepreneur or a small business owner, having a reliable network of trusted professionals can make all the difference. If you’re looking to expand your reach and gain quality referrals, North County Referrals (www.NorthCountyReferrals.com) is the business networking group you’ve been […]
Steve Shulman – Personal Injury Attorney
Steve Shulman – WHAT YOU NEED to do when you’re invloved in a car accident When you’re involved in a car accident, and there are not serious injuries you should at minimum; take photos of the vehicles make sure to get make, model, color, etc ask the other driver for license and registration, take photos […]